Disclosures

Member Services

Fee Schedule
Effective Date: May 1, 2009
Name	Fee
Regular Share Account Excess Fee Withdrawl	$5.00/withdrawal after 12 per calendar year (waived with share draft account)
NSF Return Item	$25.00 (returned unpaid)
Negative Balance	$25.00 (item paid, account overdrawn)
Reprocess Item	$10.00/ exception item deposit made prior to NSF deadline
Stop Payment	$20.00
Share Draft Photocopy	$3.00/item
Overdraft Transfer	$5.00/day (limit 6 per month, after 6 negative balance fee applies)
Return Deposit Item	$10.00
Wire Transfer (Domestic)	$20.00
Wire Transfer (Foreign)	Varies
Statement Printout	$3.00/Month
Money Order Fee	$1.00
NSF Check conversion (non-member)	$5.00
ATM / VISA Card Replacement	$5.00
Credit Card Late Payment	$15.00
Credit Card Overlimit Fee	$15.00
Credit Card ICUL Phone Payment Fee	$10.00
Christmas Club Early Closeout	35.00