Rates & Resources
Resources
Rates
| Deposit Accounts | |||
| Effective Date: 01/19/2012 | |||
| Account Type | Term | APR | APY |
| Share | 0.30% | 0.300% | |
| Christmas Club | 0.30% | 0.300% | |
| IRA | 1.00% | 1.004% | |
| Share Certificate | 6 Months | 0.45% | 0.451% |
| Share Certificate | 12 Months | 0.70% | 0.702% |
| Share Certificate | 24 Months | 0.95% | 0.953% |
| Share Certificate Mini Jumbo | 12 Months | 0.80% | 0.802% |
| Share Certificate Mini Jumbo | 24 Months | 1.05% | 1.054% |
| Share Certificate Jumbo | 12 Months | 0.90% | 0.903% |
| Share Certificate Jumbo | 24 Months | 1.15% | 1.155% |
| Rates posted are subject to change without notice. | |||
| Mini Jumbo Certificates have a minimum deposit requirement of $50,000.00 | |||
| Jumbo Certificates have a minimum deposit requirement of $100,000.00 | |||
| Loan Accounts | |||||||
| Effective Date: 01/19/2012 | |||||||
| Loan Type | Term | Golden Rate | "B" Base Rate | C | D | E | Range |
| Personal / Unsecured | 36 | 8.90% | 9.90% | 12.40% | 14.40% | 15.00% | $5,000 Max |
| 48 | 8.90% | 9.90% | $5,001-$10,000 | ||||
| 60 | 9.40% | 10.40% | $10,001-$15,000 | ||||
| 72 | 9.40% | 10.40% | $15,001-$20,000 | ||||
| New Auto | 36 | 2.99% | 2.99% | 5.49% | 7.49% | 15.00% | |
| 48 | 2.99% | 2.99% | 5.49% | 7.49% | 15.00% | ||
| 60 | 2.99% | 2.99% | 5.49% | 7.49% | 15.00% | ||
| 72 | 2.99% | 2.99% | 5.49% | 7.49% | 15.00% | ||
| 84 | 3.49% | 3.49% | 5.99% | 7.99% | 15.00% | ||
| Used Auto (1 Yr Old) |
72 | 3.99% | 3.99% | 6.49% | 8.49% | 15.00% | |
| Used Auto (2 Yrs Old) |
60 | 3.99% | 3.99% | 6.49% | 8.49% | 15.00% | |
| Used Auto (3-4 Yrs Old) |
48 | 3.99% | 3.99% | 6.49% | 8.49% | 15.00% | |
| Used Auto (5-6 Yrs Old) |
36 | 3.99% | 3.99% | 6.49% | 8.49% | 15.00% | |
| Used Auto (7+ Yrs Old) |
24 | 3.99% | 3.99% | 6.49% | 8.49% | 15.00% | |
| New Boat | 84 | 4.00% | 5.00% | 7.50% | 9.50% | 15.00% | |
| Used Boat | 48 | 5.00% | 6.00% | 8.50% | 10.50% | 15.00% | |
| New Camper | 144 | 4.00% | 5.00% | 7.50% | 9.50% | 15.00% | |
| Used Camper | 84 | 5.00% | 6.00% | 8.50% | 10.50% | 15.00% | |
| New Motorcycle | 60 | 4.00% | 5.00% | 7.50% | 9.50% | 15.00% | |
| Used Motorcycle | 48 | 5.00% | 6.00% | 8.50% | 10.50% | 15.00% | |
| New ATV / Offroad MC | 48 | 4.25% | 5.25% | 7.75% | 9.75% | 15.00% | |
| Used ATV / Offroad MC | 36 | 5.25% | 6.25% | 8.75% | 10.75% | 15.00% | |
| New Tractor / Lawn Equip | 36 | 6.25% | 7.25% | 9.75% | 11.75% | 15.00% | |
| Used Tractor/Lawn Equipment | 24 | 7.00% | 8.00% | 10.50% | 12.50% | 15.00% | |
| Share Secured | varies | 2% Over Current Share Rates | |||||
| CD Secured | varies | 2% Over Current CD Rate | Balloon Payment at CD Maturity | ||||
| Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply. | |||||||
| *APR represents Annual Percentage Rate. *APY represents Annual Percentage Yield. | |||||||
