Share (Savings)

Open a share savings account with Maple Federal Credit Union to enjoy the full benefits of our credit union. 

Features & Benefits

  • $5 opening deposit and minimum balance to open and maintain credit union membership
  • Earns competitive dividends
  • No monthly service charge
  • No cost online and mobile banking access
  • Payroll deduction and ACH deposit available making savings simple

 

Lucky Lagniappe Savings

This is a prize-linked savings account which is part of a state-wide program pool.  Every $20 deposit into this account gives you one entry to win cash prizes! (You can enter up to 5 times each month)

Features & Benefits

  • $5 minimum opening deposit and can be opened at any time.
  • Earns dividends.
  • No monthly service charge
  • Maturity for no-fee withdrawals is during the account opening anniversary month
  • 2 withdrawals allowed per year (fees imposed for early withdrawals)
  • Qualifying entry amount = $20 month-over-month balance increase.  (Max number of entries per month is 5 or $100 deposit. A person can only win once per state-wide entry pool.)
  • Deposits can be made through any available channel (in person, payroll deduction, ACH, online transfer, etc.)

 

Christmas Club

The perfect way to save for the joys of Christmas shopping and travel is the Christmas Club account.  Put money aside all year long, as much or as little as you like.  It alleviates the stress of coming up with money in time for Christmas because you've been saving all year long.

Features & Benefits

  • Earns dividends 
  • No monthly service charge
  • No minimum balance requirements
  • Club cycle date begins October 1st and matures September 30th, annually
  • Can open any time during the year, but maturity date remains the same
  • Upon maturity, balance of account is automatically transferred into your Maple FCU share savings account on October 1st.
  • Early withdrawal penalty*
  • Deposits can be made through any available channel (in person, payroll deduction, ACH, online transfer, etc.) 
  • No minimum opening deposit

*Early withdrawal fee of $35 and will result in account closure until new cycle begins.

Individual Retirement Account (IRA)

Maple offers traditional IRA's.  This is a safe way to prepare for retirement and doesn't lose money.  

Features & Benefits

  • Earns competitive dividends
  • No minimum opening deposit
  • No monthly/annual fees
  • Consult your tax advisor for possible tax advantages 
  • $5,500 contribution limit annually
    • Additional $1,000 "catch-up" contribution allowed for ages 50+
Go to main navigation