Wouldn’t you rather spend your money on making lasting memories with friends and family this summer? If you’re on a tight budget but still want to enjoy all that summer has to offer, here are three ways you can save.
Making your lunch is usually healthier and way cheaper than eating out. Instead of going out to eat every day with your co-workers, take a few extra minutes in the morning (or the night before) and make your lunch two or three times a week. You could save $20–30 each week, which adds up to $200–300 throughout the summer.
Give your dryer a break and let the warm summer air dry your clothes for free. You can also use cool water in the washer more frequently, which can clean your clothes just as well as warm or hot water. Changing up your laundry habits is an easy way to start saving money on summer bills.
No time or space for a yard sale? Clean out your closets and take those clothes you “might wear… someday” to a consignment shop, or sell your clothes from home through an online marketplace like thredUP or Poshmark. You can put the money you make toward summer vacation.
BONUS! How about one bonus way to save?
Did you know you’re not stuck with the car loan you got at the dealership? Dealers make a good bit of profit by increasing the rate on customers’ auto loans initially offered by the financial institutions they work with. For example, Lender “A” offers a loan at 5% APR, but you end up paying 7% APR with the dealer pocketing that extra interest as profit. You could save money and/or lower your interest rate by refinancing your car or truck loan to Maple Federal Credit Union. It costs nothing to find out if you could save, and you could pocket some big savings to use for vacation this summer.
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