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Auto Loans


Let us help you find the perfect car.

Auto shopping can be such a chore, but whether you are looking for your first car or your dream car, a commuter car or a used car for the teen-aged driver in your family, we are sure to have a solution for you! Let Maple FCU be your FIRST stop in auto shopping!

Our Benefits

  • Get pre-approved BEFORE heading to the dealership or out shopping. Having your financing set up ahead of time allows you to worry only about price. Don't fall for financing traps at the dealer. Remember that financing at a higher rate for a small incentive rebate is NOT always in your best interest.

  • Great low rates based on whether you are purchasing a new or used vehicle and your individual credit.

  • Up to 125% financing available.

  • No prepayment penalty.

  • Extended warranty coverage available. Our Lending Solutions Advocate will be happy to give you the details!

  • Credit life and credit disability protection available. Let credit protection insurance give you the reassurance you need.

  • Low price GAP insurance available. Never be "upside down" during a total loss event again! Plus, our GAP PLUS insurance offers $1,000 towards the next vehicle you finance with us if you have to file a total loss claim with your vehicle insurer.


Already have a vehicle you love but wishing your rate was better? It’s time to refinance! With Maple’s low auto loan rates, you could save money every month and get on the road rolling without a worry. Want to see more? Check out our affordable rates.

Ask us about refinancing your vehicle from another lender to Maple today and reach out!

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Ready for your new ride?

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GAP Insurance

Family sitting in trunk of car. Will you owe more on your vehicle loan than your vehicle is worth? GAP Plus - Find out more

Don’t let a wrecked vehicle wreck your finances.

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after the first year you own it, half of which occurs the minute you drive it off the lot.* This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan. Plus, it helps you get into your next vehicle by reducing your loan at the credit union by $1,000.

Contact us today to learn more about adding GAP Plus to your vehicle loan so you can worry less about tomorrow.

*Car Depreciation: How Much Value Will a New Car Lose? CARFAX, Nov 9, 2018.
Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP), is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You willreceive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be with or without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP-2454900.1-0319-0421© CUNA Mutual Group, 2019. All Rights Reserved.

Mechanical Repair Insurance

Husband and wife driving in car. Will you be able to afford the repairs needed to keep your car on the road? Mechanical Repair Coverage - Find Out More

The miles can add up, but the repair costs don’t have to.

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs. Ignoring repairs can be dangerous. Mechanical Repair Coverage (MRC) can help deflect some of those costly covered repairs while keeping your vehicle running extra miles and extra years. With various coverage levels and deductibles to choose from, there’s a plan to fit your family’s budget.
Benefits for covered repairs:
  • Limit repair costs to your deductible, if any.

  • Choose your deductible: [$0, $100, $250, or $500].

  • Rental reimbursement up to $35/day for 5 days (up to an additional 5 days with verified parts delay) from day one.

  • 24-hour emergency roadside assistance up to $100 per occurrence. Includes towing, battery jumpstart, fluid delivery, flat tire assistance & lockout service.

  • Travel reimbursement up to $200 per day for 1-5 days for food, lodging & transportation expense, when a covered breakdown occurs 100 miles or more from home. (Not available to NY residents.)

  • Good at any authorized repair facility in the U.S. or Canada.

  • No out of pocket expense except any deductible. Plan pays the repair facility.

  • Transferable to increase resale value. Only if sold privately. Subject to transfer fee.

  • Cancel for full refund within 60 days. A full refund is available only if coverage is unused in the first 60 days. If used or cancelled after 60 days, refund is prorated less administrative fees. Cancellation administrative fees vary by state.

Ask a Maple Federal Credit Union representative for details or call
337-233-6264 to get a quote.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-2425078.1-0219-0321 © CUNA Mutual Group 2019, All Rights Reserved.


Great low rates for any car purchase.

Loan Type Max Term Range Max Amount
Loan Type New Auto
Max Term 36-72
Range 3.50-10.40%
Max Amount -
Loan Type Used Auto (2-4 Yr Old)
Max Term 84
Range 3..79-10.70%
Max Amount -
Loan Type Used Auto (5-6 Yrs Old)
Max Term 84
Range 4.29-11.20%
Max Amount -
Loan Type Used Auto (7-10 Years Old)
Max Term 60
Range 4.79-11.70%
Max Amount -
Loan Type Used Auto (10+ Years Old)
Max Term 48
Range 5.29-12.20%
Max Amount -

Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply.
*APR represents Annual Percentage Rate.

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Ready for your new ride?

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