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Recreational & Utility Vehicle

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Ready for an adventure?

Louisiana, known as the “sportsman’s paradise”, has so much to offer for personal recreation. Hunting, fishing, off-roading, get-away weekend seeking; we know the many opportunities for recreation are out there! Now find the loan to make it happen!

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GAP Insurance

Family sitting in trunk of car. Will you owe more on your vehicle loan than your vehicle is worth? GAP Plus - Find out more

Don’t let a wrecked vehicle wreck your finances.

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after the first year you own it, half of which occurs the minute you drive it off the lot.* This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan. Plus, it helps you get into your next vehicle by reducing your loan at the credit union by $1,000.

Contact us today to learn more about adding GAP Plus to your vehicle loan so you can worry less about tomorrow.

*Car Depreciation: How Much Value Will a New Car Lose? CARFAX, Nov 9, 2018.
Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP), is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You willreceive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be with or without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP-2454900.1-0319-0421© CUNA Mutual Group, 2019. All Rights Reserved.

RECREATIONAL & UTILITY RATES

Low rates for your travels.

Loan Type Term Range Max Amount
Loan Type New Boat/Camper
Term 144-180
Range 4.99-7.39%
Max Amount -
Loan Type Used Boat/Camper
Term 84-120
Range 4.99-8.89%
Max Amount -
Loan Type New Motorcycle, Recreational or Utility Vehicle
Term 84
Range 4.49-11.35%
Max Amount -
Loan Type Used Motorcycle, Recreational or Utility Vehicle
Term 60
Range 4.49-12.85%
Max Amount -

Recreational/Utility includes jet skis, ATV’s, off-road motorcycles, motored carts, utility trailers, lawn and tractor equipment.
Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply.
*APR represents Annual Percentage Rate.

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