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Rates

Deposit Accounts

Effective Date: April 23, 2021

Account Type Term APR APY
Account Type Share
Term _
APR 0.10%
APY 0.10%
Account Type Christmas Club
Term _
APR 0.15%
APY 0.15%
Account Type IRA
Term _
APR 0.500%
APY 0.501%
Account Type Change Saver Club
Term _
APR 0.0%
APY 0.0%
Account Type Lucky Lagniappe
Term _
APR 0.15%
APY 0.15%
Account Type Share Certificate
Term 6 Months
APR 0.20%
APY 0.20%
Account Type Share Certificate
Term 12 Months
APR 0.35%
APY 0.35%
Account Type Share Certificate
Term 24 Months
APR 0.50%
APY 0.50%
Account Type Share Certificate
Term 36 Months
APR 0.60%
APY 0.60%
Account Type Share Certificate Mini Jumbo
Term 12 Months
APR 0.35%
APY 0.35%
Account Type Share Certificate Mini Jumbo
Term 24 Months
APR 0.50%
APY 0.50%
Account Type Share Certificate Jumbo
Term 12 Months
APR 0.35%
APY 0.35%
Account Type Share Certificate Jumbo
Term 24 Months
APR 0.50%
APY 0.50%

Rates posted are subject to change without notice.
Mini Jumbo Certificates have a minimum deposit requirement of $50,000.00
Jumbo Certificates have a minimum deposit requirement of $100,000.00

Loan Accounts

Effective Date: May 16, 2022
Rate discounts may be available. Contact a Lending Solutions Advocate for rate discount details.

Loan Type Term Range
Loan Type Personal/Unsecured
Term Up to 72 months
Range 8.40–17.00%
Loan Type New Auto
Term Up to 96 months
Range 1.99–17.00%
Loan Type Used Auto (1 Yr Old)
Term Up to 96 months
Range 1.99–17.00%
Loan Type Used Auto (2–10 Yrs Old)
Term Up to 84 months
Range 2.49–17.00%
Loan Type Used Auto (10+ Yrs Old)
Term Up to 48 months
Range 2.49–17.00%
Loan Type New Boat/Camper
Term 15 years or 180 months
Range 4.10–17.00%
Loan Type Used Boat/Camper
Term Up to 120 months
Range 4.45–17.00%
Loan Type New Motorcycle, Recreational or Utility Vehicle
Term Up to 84 months
Range 3.99–17.00%
Loan Type Used Motorcycle, Recreational or Utility Vehicle
Term Up to 84 months
Range 4.49–17.00%

Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply.
*APR represents Annual Percentage Rate.
*APY represents Annual Percentage Yield.

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