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Personal and Share Secured

Personal Loans
Beginner Loans
Share Secured Loans
Personal Rates
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GET STARTED

We can help you fund a new project.

Find the right loan to fit your needs with a Maple FCU personal loan. No credit, no problem! We can start you with a beginner loan to help you build credit…the right way! Need money for a special project or to consolidate bills into one affordable payment? We can lead you in the right direction! Take a look at what we have to offer.

Our Benefits

Personal Loans up to $20,000

  • Competitive rates based on your individual credit and needs
  • Terms to make your payments affordable

Build Your Credit. Start Your Financial Story.

Everyone starts somewhere. If you’ve never had a loan or credit card before, our Beginner Loan is designed to help you build a positive credit history with manageable payments and personalized guidance along the way.

Whether you’re starting your first job, heading off to college, or simply ready to establish credit for the first time, we’re here to help you take that first step with confidence.

This program is designed specifically for members with little or no established credit history. If you’ve experienced credit challenges in the past, our lending team can help you explore other loan options that may better fit your situation.

Program Highlights
  • Loan amounts up to $1,000 (first loans begin at $500)
  • Installment loans and Visa® credit card options
  • Affordable rates and terms
  • A simple way to begin building a strong credit history
Is this loan right for you?
  • You've never established credit before.
  • You're just beginning your financial journey.
  • You want to build credit responsibly.

If you’re looking to rebuild credit after previous financial difficulties, please contact us. We have other lending solutions that may better meet your needs.

Share Secured Loans

Let your money work for you.
  • Share Secured Loan - borrow against your available regular share savings account
  • Share Certificate Secured Loan - borrow against your share certificate account
  • Shared Secured Visa® - pledge available funds in your regular share account
  • You may borrow up to 100% against your available shares as security for a share or share certificate (CD) loan
  • Rates paid will be 2% above the interest rate on your share or share certificate account (except for Share Secured Visa® which holds the same rate as the traditional Visa®)

PERSONAL & SHARE SECURED RATES

Great low rates for anything you need.

See Our Rates
Loan Type Max Term Range Max Amount
Loan Type Personal/Unsecured
Max Term 72
Range 10.50--15.00%
Max Amount $20,000
Loan Type Share Secured
Max Term varies
Range 2.0% Over Current Share Rates (minimum rate 2.50%)
Max Amount -
Loan Type CD Secured
Max Term varies
Range 3% Over Current CD Rate
Max Amount Balloon Payment at CD Maturity

Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply.
*APR represents Annual Percentage Rate.

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