Refinance your auto loan with Maple Federal Credit Union and see if you could lower your rate, reduce your payment, or save thousands over time.
When you bought your car or truck, the dealer likely worked hard to get you a monthly payment that fit your budget. And that feels like a win.
But here’s what many drivers don’t realize: That “perfect” payment often comes with a higher interest rate than you may actually qualify for.
Over time, that higher rate can cost you hundreds—even thousands—more than necessary.
And those add-ons, like extended warranties? They can be valuable—but at the dealership, they’re often marked up significantly compared to what you could pay elsewhere.
So while your payment may look right, the overall deal might not be.
Effective Date: May 19, 2026.
| Loan Type | Term | As Low As |
|---|---|---|
|
Loan Type
New Auto
|
Term
Up to 96 months
|
As Low As
3.49%
|
|
Loan Type
Used Auto (1 Yr Old)
|
Term
Up to 96 months
|
As Low As
4.99%
|
|
Loan Type
Used Auto (2–10 Yrs Old)
|
Term
Up to 84 months
|
As Low As
5.49%
|
|
Loan Type
Used Auto (10+ Yrs Old)
|
Term
Up to 48 months
|
As Low As
6.49%
|
Loan rates are subject to change without prior notice. Loan rates are based on each individual’s credit history and capacity to repay. Certain conditions and restrictions apply.
*APR represents Annual Percentage Rate.
At Maple Federal Credit Union, we’ll take a look at your current auto loan and compare it to what you may qualify for with us. No pressure. No obligation. Just real answers.
You might be able to:
Or—you might confirm you already have a great deal. Either way, you’ll know for sure.
Fill out the quick form below, and we’ll review your current loan and show you your options.
It costs nothing to find out—but it could save you more than you think.
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