Protect Yourself: Tips for Avoiding Common Scams Targeting Seniors

Phishing scams often come in the form of phone calls, emails, or text messages that appear to be from trusted sources (your bank, Medicare, or familiar store). They usually ask you to click a link or enter personal information, sometimes warning you that you need to “act now.” But these links usually lead to fake websites that steal your information.

How to Avoid: If you receive an unexpected message asking for personal details, avoid clicking any links. Instead, reach out directly to the organization using an official phone number or website. A quick call can confirm if the message is real or a scam.

Some scammers may pose as representatives from Medicare or your health insurer, claiming there’s an issue with your account or offering “free” services. They often ask for personal information or payment, sometimes even by phone or email.

How to Avoid: Keep in mind, Medicare will not contact you to ask for personal details. If you’re concerned, contact Medicare or your insurance provider directly using their official contact details.

Fraudsters sometimes pretend to be from your credit union, claiming there’s an issue with your account or even offering “special services” like selling checks. They may call, email, or send a text asking for personal account details. Remember, we will NEVER call you asking for personal information.

How to Avoid: If you’re contacted by someone claiming to be from the credit union, and they ask for sensitive information, DO NOT share any details. Hang up and call us directly using our official number found on the website or your latest statement. This is the safest way to ensure you’re speaking with a trusted representative.