Summer sunshine and tempting sales can make it way too easy to splurge on that shiny new grill, dreamy vacation, or backyard upgrade you’ve been eyeing. And hey, we’re not here to stop you! We just want to help you spend smarter so you can enjoy the season without a side of financial regret.
Here are a few friendly reminders from your Maple FCU team to help keep your wallet (and your peace of mind) in check:
Sleep on It
Impulse buys are real. If something catches your eye, give it 24 hours before pulling the trigger. You might realize you don’t want—or need—it as much as you thought.
Shop Around
Before you hit “buy,” do a quick price check online or explore local listings like Facebook Marketplace. You might find what you’re looking for at a fraction of the price—or score an even better alternative.
Set a “Fun Budget”
Treating yourself is important, especially in the summer! But setting a monthly spending cap on non-essentials can help you enjoy the season without draining your savings.
Don’t Forget the Extras
That new pool? It comes with water bills, maintenance costs, and maybe even permits. Big purchases often come with hidden costs, so do a little digging before you commit.
Consider Your Future Self
Ask yourself: Will this purchase still make me happy in a few months? If not, maybe that cash could be better used on something long-term—like padding your emergency fund or saving for the holidays.
Maple FCU is here to help you make the most of your money, all year long. Whether you’re looking to save, borrow, or budget better, we’ve got tools and tips to guide you through every sunny (or stormy) season.
Need a little help with budgeting or saving goals? Stop by or explore our financial wellness tools at
maplefcu.net!